How can Deterioration of Stock insurance help?
If there is damage to your chilled or frozen stock due to accidental stoppage, malfunction or damage to a refrigeration unit used to store food, we will pay up to $2,000 for all goods in any one unit, up to total of $5,000 during the period of your insurance policy.
If your chilled or frozen stock is damaged whilst in a food truck or at a market stall, we will provide cover for you in the same way as if the damage happened at your business premises.
Every business is unique, so give us a call on 0800 500 231 to discuss the best insurance options for you.
Here’s why you’re better off with us:
You can trust New Zealand’s Most Trusted General Insurer to protect your small business.
The more you insure with us, the more you can save with our Multi Policy Discount.
Policy Document
This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.
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Frequently asked questions
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